My husband and I have owned a small mailing business for 28 years. We've never suffered so much as we have in the last few years. Our state - "Tax"achusetts hasn't helped. Keep increasing our employer paid taxes and say sayonara to most of us. Our state mandated Health Insurance for all, a few years ago. The backlash of that is being borne primarily by small businesses. God forbid the Health Insurance companies should reduce their profits. Two years ago we were going to get a 20%+ increase in our premiums, so we went with a $500 deductible. Last year, on our anniversary date, we were going to get hit with a 33% increase to keep the plan we had. We could not afford such an incredibly high increase, so we went to a $2,000 deductible. We quadrupled our deductible, yet still pay about $25 more each month. Tell me how that makes sense? We're helping to cover all of those who HAD to get insurance even tho they couldn't afford it. The Health Insurance companies sure weren't going to take a hit...so pass it along to the little guys.
AND DO YOU WONDER WHAT WILL HAPPEN WHEN OBAMA-CARE kicks in? Our state is a model. Be afraid, be very afraid.